Unable to return to stock for warranty repair

So my phone has had a crack in it for about 2 months now. I have TEP, but the deductible is 0. Just started a new job, not getting any hours, and raise two kids by myself, so there is no way I could pay it. Now, on top of that, the USB port has gone bad in the phone. This part, I would think would be a manufacturers warranty deal, but the problem is, phone is rooted with custom ROM. I am absolutely sure it is the USB port on the phone that is bad, so there is no way for me to ODIN back to Stock. I know I'm grasping at straws here, but does anyone have any suggestions that could ease my pain a bit?

Thanks in advance,
Yamus